How Do Investors React in a Crisis? Fund Flows Might Hold The Answer

Despite the best efforts of Wall Street analysts and market commentators, the fates of the US economy, stock and fixed income markets are largely unknown. More than anything, investors are looking for answers. When uncertainty about the future is high, as it is now, forecasts and estimates can be given only so much weight. To … Continued

How To Avoid Distributions and Build Tax Efficient Portfolios

At the end of every calendar year, many mutual fund managers distribute capital gains to shareholders, delivering tax implications that are equally painful for advisors and their clients. As an advisor, you’re tasked not only with helping your clients manage their investments, but also managing the tax implications of gains and losses from those investments. … Continued

How To Find the Best Mutual Funds

When putting together an investment portfolio, whether for yourself or on behalf of a client, fund selection is a pivotal exercise. Firstly, what is a mutual fund? Put plainly, a mutual fund is a pool of money from many investors that a fund manager(s) invests in stocks, bonds, and other securities. Investors buy shares of … Continued

Tax-Loss Harvesting Made Simple with YCharts

Tax-loss harvesting is a process, usually conducted annually, whereby investors seek to limit their portfolios’ capital gains taxes. Assuming you sold investments for a capital gain at some point in the year and will owe taxes on those gains, you may choose to sell other investments at a loss and offset the taxable income made … Continued